Stephanie Cunningham, Realtor

Stephanie Cunningham

Realtor, RENE

License#: 2020041171

O: (816)802-6777

M: (660)329-0496

[email protected]

Welcome To The Blog

Real Estate Insights

Common Home Buying Myths

Home Buying Myths Busted: The Real Deal About Millennial Homeownership

May 29, 20244 min read

“I cannot change the direction of the wind, but I can adjust my sails to always reach my destination.”

- Jimmy Dean

Millennial Home Buying Myths Busted: The Real Deal About Homeownership

Homeownership might seem like a far-off dream, especially with today’s economic ups and downs. But let's cut through the noise and clear up some common myths that might be holding you back from getting your own place.

Common Misconceptions About Homeownership

Myth #1: "I Can't Afford to Buy a Home"

This is the big one. Many believe owning a home is out of their financial reach. However, there have never been more home buying assistance programs available than there are today. Buying a home might be more doable than you think, so don’t count yourself out. It’s all about knowing your options, planning wisely, and staying committed. Pro tip: Different mortgage lenders have access to different programs, be sure to shop around and find the best loan for you.

Myth #2: "It's Not the Right Time to Buy a Home in this Market"

Trying to time the market perfectly? Good luck with that. The perfect time is when you’re ready, not when the market says so. Instead of waiting for the stars to align, focus on your own situation. The Kansas City Northland market has plenty of opportunities, and with guidance from a qualified Realtor (like me), you will make smart moves.

Overcoming Home Buying Challenges

Myth #3: "Buying a Home is Too Complicated"

Sure, the homebuying process can seem overwhelming but it doesn’t have to be a nightmare. Break it down into manageable steps – from getting pre-approved to closing the deal. Having a savvy real estate agent on your side makes all the difference. Here’s a blog to visit once you finish this one: Why Choosing the Right Realtor For You Matters More Than You Think.

Myth #4: "I Need to Find the Perfect Home"

Holding out for a unicorn? You might be waiting forever. Instead, look for a home that has potential and can grow with you. Focus on the location, the community, and the home's integrity with potential to evolve over time. Flexibility is key, and with a bit of vision, you can turn an ordinary house into your dream home. Learn about Resurrecting an Outdated Property: Tips for Reviving a Fixer-Upper.

Real Estate Advice for Millennial Home Buyers

Myth #5: "My Credit Score Isn't Good Enough to Buy a Home"

A good credit score is helpful, but it’s not the nail in your homeowner coffin if it isn’t perfect. There are ways to work with it, like improving your score with a plan or finding lenders who offer programs to a broader range of scores. The most important thing is to start exploring your options and then take it from there.

Empowering Action

Owning a home is about laying down roots and investing in your future. It’s more achievable than you might think. By busting these myths, I hope to give you the confidence you need to take that first step toward homeownership. Remember, every big move starts with a single step, and I’m here to help you every step of the way.

🖤

[Before you go, take a minute to explore my helpful links. Each affiliate link is an American based resource I found valuable, and I think you might too. Should one of these links guide you to something you love, I may earn a small commission at no extra cost to you. It's a simple and transparent way you can support my blog, allowing me to continue bringing you the valuable insights and real stories you enjoy. Thank you for your trust and support.]

College Hunks Hauling Junk – A Northland Kansas City Moving Company

Book a Moving Job

AJ Madison

No Interest Financing if paid in full within 12 Months on major appliance purchases $499+ at AJMadison.com!

Big Savings on our Closeout Appliances at AJMAdison.com!

Modloft - Modern Luxury Furniture

Modloft Product Bundles - Save an additional 10-30% when you combine items.

Get $100 Off Your First Modloft Order with code DESIGNDELIVERED; new customers only.

Visual Comfort & Co. is your premier resource for designer lighting for visual comfort.

Visual Comfort & Co. Ceilings Best Sellers

KEETSA Mattress: A1 - The Mattress, Thoughtfully Crafted

Zinus – Affordable Bedroom Furniture and Mattresses

Zinus - Free Shipping

Get a FREE Estimate on LeafFilter and End Gutter Cleaning Forever.

Senior & Military Special! Save 10% on LeafFilter Year-Round and End Gutter Cleaning Forever. 

See More At Your Front Door With Arlo Video Doorbells

Build a personalized Alro Security Bundle & Save up to 30%

Magid Glove & Safety

Can Millennials afford to buy a homeHome buying tipsOptions for home buyersovercoming real estate challengesreal estate advice for home buyerswhat you need to know about buying a homescared to buy in todays market
blog author image

Stephanie Cunningham, Realtor

With years of experience in real estate, I'm here to share insights that can help you navigate your property decisions with confidence. Unpacking the intricacies of the market, offering you transparency and support as you face significant life decisions. It’s my mission to arm you with the knowledge you need ensuring you're informed and ready to take action.

Back to Blog

Home Selling

Common Home Buying Myths

Home Buying Myths Busted: The Real Deal About Millennial Homeownership

May 29, 20244 min read

“I cannot change the direction of the wind, but I can adjust my sails to always reach my destination.”

- Jimmy Dean

Millennial Home Buying Myths Busted: The Real Deal About Homeownership

Homeownership might seem like a far-off dream, especially with today’s economic ups and downs. But let's cut through the noise and clear up some common myths that might be holding you back from getting your own place.

Common Misconceptions About Homeownership

Myth #1: "I Can't Afford to Buy a Home"

This is the big one. Many believe owning a home is out of their financial reach. However, there have never been more home buying assistance programs available than there are today. Buying a home might be more doable than you think, so don’t count yourself out. It’s all about knowing your options, planning wisely, and staying committed. Pro tip: Different mortgage lenders have access to different programs, be sure to shop around and find the best loan for you.

Myth #2: "It's Not the Right Time to Buy a Home in this Market"

Trying to time the market perfectly? Good luck with that. The perfect time is when you’re ready, not when the market says so. Instead of waiting for the stars to align, focus on your own situation. The Kansas City Northland market has plenty of opportunities, and with guidance from a qualified Realtor (like me), you will make smart moves.

Overcoming Home Buying Challenges

Myth #3: "Buying a Home is Too Complicated"

Sure, the homebuying process can seem overwhelming but it doesn’t have to be a nightmare. Break it down into manageable steps – from getting pre-approved to closing the deal. Having a savvy real estate agent on your side makes all the difference. Here’s a blog to visit once you finish this one: Why Choosing the Right Realtor For You Matters More Than You Think.

Myth #4: "I Need to Find the Perfect Home"

Holding out for a unicorn? You might be waiting forever. Instead, look for a home that has potential and can grow with you. Focus on the location, the community, and the home's integrity with potential to evolve over time. Flexibility is key, and with a bit of vision, you can turn an ordinary house into your dream home. Learn about Resurrecting an Outdated Property: Tips for Reviving a Fixer-Upper.

Real Estate Advice for Millennial Home Buyers

Myth #5: "My Credit Score Isn't Good Enough to Buy a Home"

A good credit score is helpful, but it’s not the nail in your homeowner coffin if it isn’t perfect. There are ways to work with it, like improving your score with a plan or finding lenders who offer programs to a broader range of scores. The most important thing is to start exploring your options and then take it from there.

Empowering Action

Owning a home is about laying down roots and investing in your future. It’s more achievable than you might think. By busting these myths, I hope to give you the confidence you need to take that first step toward homeownership. Remember, every big move starts with a single step, and I’m here to help you every step of the way.

🖤

[Before you go, take a minute to explore my helpful links. Each affiliate link is an American based resource I found valuable, and I think you might too. Should one of these links guide you to something you love, I may earn a small commission at no extra cost to you. It's a simple and transparent way you can support my blog, allowing me to continue bringing you the valuable insights and real stories you enjoy. Thank you for your trust and support.]

College Hunks Hauling Junk – A Northland Kansas City Moving Company

Book a Moving Job

AJ Madison

No Interest Financing if paid in full within 12 Months on major appliance purchases $499+ at AJMadison.com!

Big Savings on our Closeout Appliances at AJMAdison.com!

Modloft - Modern Luxury Furniture

Modloft Product Bundles - Save an additional 10-30% when you combine items.

Get $100 Off Your First Modloft Order with code DESIGNDELIVERED; new customers only.

Visual Comfort & Co. is your premier resource for designer lighting for visual comfort.

Visual Comfort & Co. Ceilings Best Sellers

KEETSA Mattress: A1 - The Mattress, Thoughtfully Crafted

Zinus – Affordable Bedroom Furniture and Mattresses

Zinus - Free Shipping

Get a FREE Estimate on LeafFilter and End Gutter Cleaning Forever.

Senior & Military Special! Save 10% on LeafFilter Year-Round and End Gutter Cleaning Forever. 

See More At Your Front Door With Arlo Video Doorbells

Build a personalized Alro Security Bundle & Save up to 30%

Magid Glove & Safety

Can Millennials afford to buy a homeHome buying tipsOptions for home buyersovercoming real estate challengesreal estate advice for home buyerswhat you need to know about buying a homescared to buy in todays market
blog author image

Stephanie Cunningham, Realtor

With years of experience in real estate, I'm here to share insights that can help you navigate your property decisions with confidence. Unpacking the intricacies of the market, offering you transparency and support as you face significant life decisions. It’s my mission to arm you with the knowledge you need ensuring you're informed and ready to take action.

Back to Blog

Home Buying

Common Home Buying Myths

Home Buying Myths Busted: The Real Deal About Millennial Homeownership

May 29, 20244 min read

“I cannot change the direction of the wind, but I can adjust my sails to always reach my destination.”

- Jimmy Dean

Millennial Home Buying Myths Busted: The Real Deal About Homeownership

Homeownership might seem like a far-off dream, especially with today’s economic ups and downs. But let's cut through the noise and clear up some common myths that might be holding you back from getting your own place.

Common Misconceptions About Homeownership

Myth #1: "I Can't Afford to Buy a Home"

This is the big one. Many believe owning a home is out of their financial reach. However, there have never been more home buying assistance programs available than there are today. Buying a home might be more doable than you think, so don’t count yourself out. It’s all about knowing your options, planning wisely, and staying committed. Pro tip: Different mortgage lenders have access to different programs, be sure to shop around and find the best loan for you.

Myth #2: "It's Not the Right Time to Buy a Home in this Market"

Trying to time the market perfectly? Good luck with that. The perfect time is when you’re ready, not when the market says so. Instead of waiting for the stars to align, focus on your own situation. The Kansas City Northland market has plenty of opportunities, and with guidance from a qualified Realtor (like me), you will make smart moves.

Overcoming Home Buying Challenges

Myth #3: "Buying a Home is Too Complicated"

Sure, the homebuying process can seem overwhelming but it doesn’t have to be a nightmare. Break it down into manageable steps – from getting pre-approved to closing the deal. Having a savvy real estate agent on your side makes all the difference. Here’s a blog to visit once you finish this one: Why Choosing the Right Realtor For You Matters More Than You Think.

Myth #4: "I Need to Find the Perfect Home"

Holding out for a unicorn? You might be waiting forever. Instead, look for a home that has potential and can grow with you. Focus on the location, the community, and the home's integrity with potential to evolve over time. Flexibility is key, and with a bit of vision, you can turn an ordinary house into your dream home. Learn about Resurrecting an Outdated Property: Tips for Reviving a Fixer-Upper.

Real Estate Advice for Millennial Home Buyers

Myth #5: "My Credit Score Isn't Good Enough to Buy a Home"

A good credit score is helpful, but it’s not the nail in your homeowner coffin if it isn’t perfect. There are ways to work with it, like improving your score with a plan or finding lenders who offer programs to a broader range of scores. The most important thing is to start exploring your options and then take it from there.

Empowering Action

Owning a home is about laying down roots and investing in your future. It’s more achievable than you might think. By busting these myths, I hope to give you the confidence you need to take that first step toward homeownership. Remember, every big move starts with a single step, and I’m here to help you every step of the way.

🖤

[Before you go, take a minute to explore my helpful links. Each affiliate link is an American based resource I found valuable, and I think you might too. Should one of these links guide you to something you love, I may earn a small commission at no extra cost to you. It's a simple and transparent way you can support my blog, allowing me to continue bringing you the valuable insights and real stories you enjoy. Thank you for your trust and support.]

College Hunks Hauling Junk – A Northland Kansas City Moving Company

Book a Moving Job

AJ Madison

No Interest Financing if paid in full within 12 Months on major appliance purchases $499+ at AJMadison.com!

Big Savings on our Closeout Appliances at AJMAdison.com!

Modloft - Modern Luxury Furniture

Modloft Product Bundles - Save an additional 10-30% when you combine items.

Get $100 Off Your First Modloft Order with code DESIGNDELIVERED; new customers only.

Visual Comfort & Co. is your premier resource for designer lighting for visual comfort.

Visual Comfort & Co. Ceilings Best Sellers

KEETSA Mattress: A1 - The Mattress, Thoughtfully Crafted

Zinus – Affordable Bedroom Furniture and Mattresses

Zinus - Free Shipping

Get a FREE Estimate on LeafFilter and End Gutter Cleaning Forever.

Senior & Military Special! Save 10% on LeafFilter Year-Round and End Gutter Cleaning Forever. 

See More At Your Front Door With Arlo Video Doorbells

Build a personalized Alro Security Bundle & Save up to 30%

Magid Glove & Safety

Can Millennials afford to buy a homeHome buying tipsOptions for home buyersovercoming real estate challengesreal estate advice for home buyerswhat you need to know about buying a homescared to buy in todays market
blog author image

Stephanie Cunningham, Realtor

With years of experience in real estate, I'm here to share insights that can help you navigate your property decisions with confidence. Unpacking the intricacies of the market, offering you transparency and support as you face significant life decisions. It’s my mission to arm you with the knowledge you need ensuring you're informed and ready to take action.

Back to Blog

Homeownership

Common Home Buying Myths

Home Buying Myths Busted: The Real Deal About Millennial Homeownership

May 29, 20244 min read

“I cannot change the direction of the wind, but I can adjust my sails to always reach my destination.”

- Jimmy Dean

Millennial Home Buying Myths Busted: The Real Deal About Homeownership

Homeownership might seem like a far-off dream, especially with today’s economic ups and downs. But let's cut through the noise and clear up some common myths that might be holding you back from getting your own place.

Common Misconceptions About Homeownership

Myth #1: "I Can't Afford to Buy a Home"

This is the big one. Many believe owning a home is out of their financial reach. However, there have never been more home buying assistance programs available than there are today. Buying a home might be more doable than you think, so don’t count yourself out. It’s all about knowing your options, planning wisely, and staying committed. Pro tip: Different mortgage lenders have access to different programs, be sure to shop around and find the best loan for you.

Myth #2: "It's Not the Right Time to Buy a Home in this Market"

Trying to time the market perfectly? Good luck with that. The perfect time is when you’re ready, not when the market says so. Instead of waiting for the stars to align, focus on your own situation. The Kansas City Northland market has plenty of opportunities, and with guidance from a qualified Realtor (like me), you will make smart moves.

Overcoming Home Buying Challenges

Myth #3: "Buying a Home is Too Complicated"

Sure, the homebuying process can seem overwhelming but it doesn’t have to be a nightmare. Break it down into manageable steps – from getting pre-approved to closing the deal. Having a savvy real estate agent on your side makes all the difference. Here’s a blog to visit once you finish this one: Why Choosing the Right Realtor For You Matters More Than You Think.

Myth #4: "I Need to Find the Perfect Home"

Holding out for a unicorn? You might be waiting forever. Instead, look for a home that has potential and can grow with you. Focus on the location, the community, and the home's integrity with potential to evolve over time. Flexibility is key, and with a bit of vision, you can turn an ordinary house into your dream home. Learn about Resurrecting an Outdated Property: Tips for Reviving a Fixer-Upper.

Real Estate Advice for Millennial Home Buyers

Myth #5: "My Credit Score Isn't Good Enough to Buy a Home"

A good credit score is helpful, but it’s not the nail in your homeowner coffin if it isn’t perfect. There are ways to work with it, like improving your score with a plan or finding lenders who offer programs to a broader range of scores. The most important thing is to start exploring your options and then take it from there.

Empowering Action

Owning a home is about laying down roots and investing in your future. It’s more achievable than you might think. By busting these myths, I hope to give you the confidence you need to take that first step toward homeownership. Remember, every big move starts with a single step, and I’m here to help you every step of the way.

🖤

[Before you go, take a minute to explore my helpful links. Each affiliate link is an American based resource I found valuable, and I think you might too. Should one of these links guide you to something you love, I may earn a small commission at no extra cost to you. It's a simple and transparent way you can support my blog, allowing me to continue bringing you the valuable insights and real stories you enjoy. Thank you for your trust and support.]

College Hunks Hauling Junk – A Northland Kansas City Moving Company

Book a Moving Job

AJ Madison

No Interest Financing if paid in full within 12 Months on major appliance purchases $499+ at AJMadison.com!

Big Savings on our Closeout Appliances at AJMAdison.com!

Modloft - Modern Luxury Furniture

Modloft Product Bundles - Save an additional 10-30% when you combine items.

Get $100 Off Your First Modloft Order with code DESIGNDELIVERED; new customers only.

Visual Comfort & Co. is your premier resource for designer lighting for visual comfort.

Visual Comfort & Co. Ceilings Best Sellers

KEETSA Mattress: A1 - The Mattress, Thoughtfully Crafted

Zinus – Affordable Bedroom Furniture and Mattresses

Zinus - Free Shipping

Get a FREE Estimate on LeafFilter and End Gutter Cleaning Forever.

Senior & Military Special! Save 10% on LeafFilter Year-Round and End Gutter Cleaning Forever. 

See More At Your Front Door With Arlo Video Doorbells

Build a personalized Alro Security Bundle & Save up to 30%

Magid Glove & Safety

Can Millennials afford to buy a homeHome buying tipsOptions for home buyersovercoming real estate challengesreal estate advice for home buyerswhat you need to know about buying a homescared to buy in todays market
blog author image

Stephanie Cunningham, Realtor

With years of experience in real estate, I'm here to share insights that can help you navigate your property decisions with confidence. Unpacking the intricacies of the market, offering you transparency and support as you face significant life decisions. It’s my mission to arm you with the knowledge you need ensuring you're informed and ready to take action.

Back to Blog

How can I add resale value to my home?

Understand the difference in buyer appeal value to get your asking price and home improvements that add resale value. Check out my blogs for reference in Home Selling and in Home Improvements categories.

What do I do first when I'm thinking about buying a home?

1.) Find a trusted and qualified Realtor.
2.) Consider if you're paying cash or if you need a home loan.
3.) You're Realtor will help you secure the resources you need to take your first step forward.

Why do people hate Realtors so much?

They haven't had the chance to work with an exceptional, valuable, educated, and qualified Realtor, yet. Learn more about how to not only to spot [the true value] a quality Realtor, but also to pick [link the right Realtor for you].